The best credit and debit cards for travelers and backpackers

You live in the US of A, and you are probably wondering what the best credit/debit cards are for international travels.

Here is what I was looking for in my cards:


  • No ATM fee
  • No International Transaction fee
  • Current exchange rate
  • No currency conversion fee
  • No Monthly or Annual Fee

Result: Charles Schwab debit card.  Only thing is you automatically open brokerage account with this. But, you don’t have to use it. So, I am just sourcing this bank account and don’t plan on activating or using my brokerage account.

Credit :

  • No International Transaction Fee
  • Rewards such as miles or cash back for the money spent
  • Best possible exchange rate
  • Low annual cost

Result : Capital One Venture or Chase Sapphire. I applied for both and got both.